Find out how much home your buyer can afford — based on income, debt, and down payment using standard lender DTI guidelines.
| Monthly Housing Cost Item | Amount |
|---|
📌 DTI = Debt-to-Income ratio. Conventional loans typically require back-end DTI ≤ 43%. FHA allows up to 50% with strong compensating factors. These are estimates — actual approval depends on credit score, loan type, and lender guidelines. Florida property insurance rates vary significantly by county and flood zone.