← Back to Free Tools
🏢 Renting
$
%
$
🏠 Buying
$
%
%

$
$
$
%

Analysis Result
Monthly Cost Comparison (Year 1)
Monthly Rent Cost
Rent + insurance
Monthly Buy Cost
P&I + taxes + insurance + HOA
Year-by-Year Comparison
Year Total Rent Paid Total Buy Cost Home Value Equity Built Buy Advantage

📌 Buy Advantage = Home equity minus total out-of-pocket buying costs, compared to total rent paid. A positive number means buying has put more money in your pocket than renting. Closing costs (~3–4% of purchase price) are included in Year 1 buy costs. Maintenance estimated at 1% of home value annually. This is an estimate — actual results vary based on market conditions, taxes, and individual circumstances.

When your client is ready to buy, Closebly handles every step from contract to close.

See TC Plans →